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What is a payday loan?

What is a payday loan? A payday loan is issued by loan providers for a short span of time, say 2 to 4 weeks. The loan has to be repaid by the next payday of the borrower. A sum of about $100 to $1500 can be applied as a payday loan in case of any fiscal emergency.

How can I use my payday loan?

You can apply for a payday loan when you have an urgent necessity for money. You can use your payday loan to meet different financial expenses like paying shopping bills, grocery bills, electricity bill or repayment of loans. You can use the instant cash advances for any purpose. You can even use it to have fun if you want to.

How much money can I borrow as payday loan?

The amount of money that can be borrowed as payday loan in ranges from $100 to $1500. It mainly depends on the amount of money you take home ever month. The sum of money approved to you is only up to your next payday.

How fast can I get hold of the money in emergency?

After submission of the online form, money as payday loan will be sent to your bank account within 24 hours.

How much time do I have to repay the loan?

A payday loan is to be repaid by your coming payday. However, in exceptional cases request can be made to the loan provider to extend the period of repayment.

Can I apply for a second loan before repaying the previous one?

No. Before applying for a second payday loan, you need to repay all your past dues for payday loans.

Can I apply for a loan if I do not have a check guarantee card?

As long as you are employed and receive sufficient amount of money at the end of the month to repay the loan we can offer you access to a payday loan. So it would not be any hindrance if you do not have a check guarantee card.

What if I have bad credit?

Bad credit would not stop you from applying for a payday loan and we will sanction it after you submit the online form.

What if I do not have a debit card?

It hardly matters whether you have a debit card or not. But you can not renew your loan without one. In that case you have to send check, postal order or cash.

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